Funeral Plans Explained
If you’re worried about your family being able to afford your funeral when you die,
you might have considered a funeral plan.
HOW DOES A FUNERAL PLAN WORK
A prepaid funeral plan is a practical and sensible way to take care of funeral costs and arrangements in advance.
By making simple choices now, you can protect loved ones from a lot of stress and worry in the future.
Planning your own funeral or memorial service can provide peace-of-mind to you and your family as well as take a massive burden off them at a difficult time.
By planning your service in advance you can design and specify the exact type of service you’d like so that your friends and family celebrate you as you wish. And by letting your family know how you’d like your funeral to be, they’ll have less difficult and complicated decisions to make during a difficult emotional time. To learn more about how and why to plan your funeral in advance, simply fill in the Contact Form and one of our advisors will call you back.
The Most Asked Question Of All
A prepaid funeral plan allows you to fix the cost of your future funeral, including your funeral director’s services, at today’s prices. By Acting Now You Can Beat The Rising Costs Ahead of Inflation
There is peace of mind in knowing that, no matter how much funeral prices rise in the future, you only pay the agreed price at the time you take out your funeral plan.
We believe it’s important for you to receive the funeral you deserve, exactly how you want it, and for your family to receive a genuinely personal service when it really matters. With a network of trusted and experienced funeral directors, we can appoint a local funeral director to take care of your requests immediately, and if you have a preferred funeral director in mind, just let us know.
It also spares your loved ones from having to make difficult decisions at a painful time.
When the time arrives, just one phone call to the funeral director is all that is needed for us to activate your plan, and take care of the rest without any additional stress to your loved ones.
Most Importantly Talk to us and Plan the day you want for you and your loved ones.
All you need to do Is choose The Best prepaid Funeral Plan for you
How does a funeral plan work and how much does it cost?
At its simplest, a funeral plan allows you to pay upfront for your funeral so your relatives don’t have to cover the costs themselves – although they are allowed to pay for your funeral using money from your estate as soon as you die (and it’s not subject to inheritance tax).
You can buy a funeral plan from a funeral-plan provider like us. You have the choice of either paying a lump sum or monthly installments that best suit your budget and needs, usually over one to ten years. One-off payments usually range between £1,800 and £5,000.
What’s Included In A Funeral Plan?
A funeral plan will include nearly everything you need for a funeral. Exactly what is covered will vary from provider to provider and dependent upon your overall budget.
Funeral plans may cover viewings of the deceased, a limousine procession and a church service, but burial plots are often left out as these are bought through your local council. Other costs are included our plans are the cost of flowers.
Always, speak with one of our advisors to make sure you know exactly what you want in your plan.
To safeguard your plan, your provider will place it in a trust fund that is independent of the funeral plan company, it is run by a qualified board of trustees, a firm of solicitors and a Major Bank as well as an investment firm. This is to ensure that even if a company went bust your money will always be safe as it is in a trust fund and completely separate from the main company.
The Financial Conduct Authority doesn’t directly regulate funeral plans, but it does have rules to safeguard your money if it is placed in a trust or invested in an insurance policy.
There is a professional body for providers called the Funeral Planning Authority (FPA), which has a code of conduct that all of its members must comply with.
As part of the code, the FPA’s members and the FPA itself pledge that if a provider goes bust they will look into paying for funerals that are covered by funeral plans.
OUR PANEL MEMBERS
Funerals are a celebration of life, and we believe that you should be remembered in the best way possible. Let us at First Choice Funeral Plans help you do that, removing the worry and expense for your loved ones at what will be a difficult time for them.If you would like to speak to one of our helpful advisors simply call: 0161 4776213
Or you can complete our contact form
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